Privacy (Website Visitors)
Our Online Privacy Statement describes how we collect, protect and use information about you either during your visit to our web site or when you work with LoansWithPinelopi.com as a client.
Website Visitors/Users
While browsing our site as a visitor or user, we may collect and store information about your online visit (cookies). This information may include the time and length of your visit, the pages you view on our site, the last site you visited before coming to ours, and the name of your internet service provider.We use this data to measure site activity, and on an individual basis to make the site more useful and provide information that may be of interest to you.
General Security
We will utilize the best available technologies and methods in order to ensure your information is safe while traveling through the internet. Additionally, we will never ask you for sensitive information (Social Security Numbers, Dates of Birth, Account Numbers, PIN Codes) through this Site.
Website Visitor/User Information Sharing
We do not share your personal information with any 3rd parties other than with A and N Mortgage Services. This is the mortgage lending company that will service your loan. Upon applying for a loan/credit check, you will be directed to the secure website of A and N Mortgage Services.
What we Share and With Whom We Share
LoansWithPinelopi.com will only share your information with the mortgage lending company A and N Mortgage Services. This is the entity that will fully service your loan and thus needs to know the relevant information. This information can include your: name, address, account balances, transactions and payment history, identity information (social security number, license number and date of birth), creditworthiness including credit history and credit score.
Safeguard Policies & Procedures Contact
LoansWithPinelopi.com's safeguard policies will be reviewed and updated on an annual basis by our authorized officer, Pinelopi Georgakopoulos whose contact information is listed below:
LoansWithPinelopi.com
Telephone: (847) 204-9027
Email: loanswithpinelopi@gmail.com
Embedded content from other websites
Articles on this site may include embedded content (e.g. videos, images, articles, etc.). Embedded content from other websites behaves in the exact same way as if the visitor has visited the other website. These websites may collect data about you, use cookies, embed additional third-party tracking, and monitor your interaction with that embedded content, including tracking your interaction with the embedded content if you have an account and are logged in to that website.
Federal Law
Federal law requires us to tell you how we collect, share, and protect personal information about our customers. While Federal law allows us to share information about you to run our business, to perform services and offer our products, Federal law also gives you the right to limit some, but not all, sharing of your personal information. Federal law allows you to opt out of our privacy policy or restrict us from sharing information.
State Laws
State laws may give you additional rights regarding our information sharing.
We share personal information about you as permitted by the law of the state in which you reside and in accordance with federal law. You can limit us from sharing your information as permitted by law and as described in our Privacy Policy at any time by informing us of that you choose to Opt Out and by telling us how you do not want your information shared by calling (847) 204-9027 and speaking with Pinelopi Georgakopoulos. You may notify us of your choices at any time.
Identity Theft/Fraud
Identity Theft occurs when someone uses sensitive information, called Personally Identifiable Information (or PII) of another person without their permission to commit fraud or other crimes, such as Account Takeover or Application Fraud. [Account Takeover occurs when an individual acquires another person’s existing credit account information and purchases products and services at the victim’s expense. Application Fraud occurs when an individual uses another’s Social Security Number or other Personally Identifiable Information to open new credit accounts in the victim’s name.] If you believe you are a victim of Identity Theft, contact the three major credit bureaus to place a fraud alert message on your credit file. When you place a fraud alert on your file, the credit reporting agencies will send you a copy of your credit report at no charge. Experian (1-888-397-3742). Equifax (1-800-525-6285). Trans Union (1-800-680-7289). Carefully review your credit reports for accounts you did not open, inquiries from creditors you did not initiate, and for personal information (such as home address and social security number) that is not accurate. If you see anything you do not understand or any accounts you did not open, call the credit reporting agency at the telephone number on the report. If you do not want to place a fraud alert on your credit file, you can still obtain a free copy of your credit report by going to the following website (www.annualcreditreport.com) or by calling them toll-free at 1-877-322-8228. (Hearing impaired consumers can access their TDD service at 1-877-730-4204.)To learn more about identity theft, visit the Federal Trade Commission’s web site to receive further information and insights about how to protect yourself from identity thieves.Identity Theft Hotline: 877-438-4338
Web: www.consumer.gov/idtheft
Mail: Identity Theft Clearinghouse
Federal Trade Commission
600 Pennsylvania Ave., N.W., Washington, DC 20580
Policy Effective Date This Online Privacy Statement is effective November 25, 2022 and shall remain in effect until amended. LoansWithPinelopi.com reserves the right to change and amend this Privacy Statement or to alter any of privacy policy principles at its sole discretion without notice. We will post any alterations to this Privacy Statement on our web site in a timely manner so please check periodically. The privacy statement and policy will be reviewed annually.